PITTSBURGH (NewsRadio 1020 KDKA) – Many American’s are confused with the information regarding Obamacare. They’re in need of someone to lay out the details for them to use in order to navigate through the process before Jan. 1.

NewsRadio 1020 KDKA host Robert Mangino is joined by the AARP National President Robert Romasco and the Regional Director for Health and Human Services Joanne Grossi on this edition of “Pittsburgh Works.”

If the unemployed have not registered for Obamacare by Jan., 1 2014, then they will be charged $95 or 1 percent of the income, whichever is higher. That number is expected to increase by 2016 for those uninsured to $695 or 2.5 percent of their income, depending on which is more.

“The health care plan hopes to help those inadequate insurance policies that charge for many things people won’t need,” said Romasco. “We determined which benefits every American family will need, creating the bare minimum to get everyone in the pool.”

The health care website offers a look at all insurance plans to see which one is best for you. Obamacare is a private health insurance through the marketplace.

“If you are already under an insurance plan by your employer then you have no need to worry about this plan,” said Grossi. “This is insurance for those who continue to remain uninsured.”

“We are trying to stop those people from coming in to the emergency rooms without insurance, expecting care from the doctors and then having his bill dropped on everyone else to pay for it,” said Romasco.

“On the other hand, this also helps people who have been denied health care by companies because of preexisting conditions,” said Grossi. “This is like car insurance, if you have a car you have to have insurance. If you want health care, you need health insurance.”

Robert Mangino